In 2024, all European countries will have to provide their citizens with an extension Digital identity wallet. Thanks to this e-wallet, they will be able, from their electronic terminal, to store and manage their digital identity and share their verified personal attributes. It can be used everywhere in Europe, it will put citizens in control of their personal data and will ensure a very high level of security.
Renting an apartment, buying a car, opening a bank account, obtaining a bank loan, agreeing to a medical procedure, enrolling in a university … These non-physical procedures now require filling out dozens of forms, proving their identity, authenticating themselves to many digital services (commerce website electronic, public services, etc.) and sometimes emailing snapshots of paper documents, without any particular security, during transmission and then storage, often containing much more information than necessary. A lot of complex and time-consuming processes for all users, especially those for whom protection of rights, personal data, mastering digital tools and security solutions do not come naturally.
This is why the European Union, in its policy “digital contract”In particular, he called on Member States to propose a Digital identity wallet. Wish to provide all citizens with the means to store and manage their digital identity, identifiers and personal attributes from an electronic wallet hosted on their personal devices (smartphone, tablet, laptop).
Available from 2024, this e-wallet will be able to contain verified items of a biometric national identity card (fingerprints, photos, text information), certified and approved personal attributes (driver’s license, birth certificate, bank card, proof of address, and taxes form, diplomas, payslips, health documents, etc).
Better control over personal data
In two decades, our uses have become deeply digital. Personal data that makes it possible to identify all or part of a person – civil status data, e-mail or postal address, passwords, tax forms, salary, EDF invoice, without forgetting to transfer personal data that has not yet been digitized, such as diplomas, invoices and documents Supportive of all kinds – it is sent to third parties (public services and private companies) and stored in countless huge databases. Centralization of personal data that involves risks of cyberattacks, risks of unethical use of personal data for commercial purposes and also storage capacity issues.
By requiring member states to offer such a digital wallet to their residents, the EU allows every citizen to take back control of their identity and use of it. It will therefore be able, thanks to wallet technologies, to limit the sharing of its data to only those necessary to provide the service. For example, he will be able to grant access to his tax income without forcing him, as is currently the case, to issue the entire tax form. Citizens will also be able to retrieve their data generated and verified by third parties in the form of certificates (Qualifying Electronic Attributes Authentication – QEAA), store them in their wallet, and communicate them when necessary. through this device ” Evidence for zero knowledge »he can for example prove his majority without giving his date of birth, because using his wallet would ensure that the information is validated elsewhere.
Be sovereign over your personal data
Nowadays, all personal data of every citizen is stored in private and public databases. They will, thanks to this wallet, be decentralized and managed individually by each European citizen. By becoming sovereign over their data, they can therefore consciously choose to share it without fear and in complete safety. Thus, he will regain control of his digital life, mastering his personal data and the way it is circulated.
This wallet is scheduled to be made available in 2024, to citizens depending on their country of residence. It is submitted by each member state, and it may be issued by public or private institutions. Easy to use and interoperable, this wallet must meet the technical standards and specifications that guarantee a high level of security. If there is no obligation to use this European e-wallet, the European Union relies on the flexibility and simplicity of such a device to convert all Europeans.
By Stephan Mavil, Lead Digital Identity Strategy at IDnow
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