As the French people once again hammered the pavement against government-required pension reform, deputies and senators reached an agreement on Wednesday, March 15 in a Joint Commission (CMP) on a joint version of the reform bill. Postponement of legal age, term of subscription, mothers, employment of the elderly, the long walk, hardship, private schemes … Here are the most important points
• The legal retirement age has decreased to 64
The statutory retirement age will be raised gradually from 62 to 64, at a rate of 3 months per year from September 1, 2023, until 2030.
sequel after announcement
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However, disabled workers will be able to retire from the age of 55, and those with a disability at the age of 60.
• Extension of the subscription period
To get a pension “full evaluation” (Without a discount), the required subscription period will increase from 42 years (168 quarter) currently to 43 years (172 quarter) by 2027, at a quarterly rate. That extension was provided by the Touraine’s 2014 overhaul, but on a less tight schedule.
The deduction will remain at the age of 67 for those who do not have all the required classes.
• Get rid of most special diets
Most of the existing private systems, including those of the RATP, the electricity and gas industries and the Bank of France, will be terminated, according to “grandfather clause”, has already been implemented in SNCF. Therefore, the procedure will only apply to new employees.
sequel after announcement
Small annuities
Pensions for future retirees that justify a “full career” (43 years of term contributions) may not be less than 85% of Smic, or approximately €1,200 per month at the time the reform enters into force. Existing retirees who meet the same criteria will also benefit from this reassessment.
• Employment of the elderly
a “high indicators” It will be created to better understand where employees are at the end of their careers in companies. It will be mandatory this year for companies with more than 1,000 employees, and the minimum has been reduced to 300 in 2024. Failure to publish it will be subject to penalties.
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A new type of CDI will be created on a trial basis to facilitate the employment of long-term job seekers over 60 years of age, exempt from family contributions.
The rules for combining employment and retirement will be amended so that retirees who resume professional activity will improve their pensions. A progressive retirement, which allows you to take two years off part-time before retiring, would be the same “relax”.
sequel after announcement
• Long posts
This is the most complicated point. Those who start working early will always be able to leave early. Currently, starting a career before the age of 20 can entitle early retirement for two years, and entering the workforce before the age of 16 can entitle an early retirement for four years.
Richard, 58, former garbage collector: “Being behind a garbage can until you’re 64? It’s impossible! »
This will be the device “adaptation” With two new age limits: those who started working between the ages of 20 and 21 can leave a year earlier, at the age of 63; Those who started before the age of 20 will be able to leave two years earlier, i.e. 62; Those who started before the age of 18 will be able to claim their right to retire four years earlier, i.e. 60; Those who started before the age of 16 will be able to finish their career six years earlier, i.e. 58 years old.
The minimum contribution period, once the expected retirement age is reached, will henceforth be set at 43 years of contributions for all long-term occupations.
• Mothers and orphans
A pension bonus of up to 5% will be given to women who, under the approved quarters for maternity and child education, will exceed the 43 annuities required for a full modified pension, one year before statutory retirement. age.
For economist Michael Zemmour, “we understand the opposite of what is in the pension reform.”
The number of the educational third allocated to the mother, is increased in the participation between the parents. The child pension increase will be extended to liberal professionals and lawyers.
sequel after announcement
Orphans will be able to benefit from the return of their parents’ pension.
• Difficulty
An occupational prevention account that already takes into account night work and other hardship criteria can be used to fund vocational retraining leave. Other parameters such as carrying heavy loads, painful postures, and mechanical vibrations will be taken into account by means of a new device. “Investment Fund for the Prevention of Occupational Wear and tear”.
Richard, 58, former garbage collector: “Being behind a garbage can until you’re 64? It’s impossible! »
among civil servants, “Active Categories” Including in particular the police, firefighters and nursing assistants will reserve the right to early departure.
After that agreement, the text must now receive a favorable vote from the Senate and Assembly on Thursday for adoption, unless the government resorts to a 49.3 vote.
